Instant Funds

Fast Personal Loans
for Everyone

At ZIPPY Cash, we provide personal loans for everyone
Ensuring swift same-day funding and flexible options for various credit types.
Experience reliable support tailored to your financial needs.

Quick Apply

Fill your details in 3 quick steps

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ABOUT US

ZIPPY Cash Makes Borrowing Simple

At ZIPPY Cash, we're a non-traditional lender focused on providing fast and fair personal loans. We offer a transparent solution for your financial needs, with loans from $2,000 to $10,000 at a flat 10% APR. We've streamlined the entire process so you can get the money you need with next-day funding, helping you move forward without the usual stress. Whether it's for an unexpected bill or an important project, ZIPPY Cash is here to help you.

All Credit Types

Options for excellent to bad credit borrowers.

Funds Tomorrow

Money can be deposited as soon as next day.

Trusted by Thousands

Nationwide Customers

Loan Services

Flexible options, fast funding
built around you

Personal Loans

Our services

Personal Loans

ZIPPY Cash provides personal loans from $2,000 to $10,000 to help you meet a variety of financial needs.

Debt Consolidation Loans

Our services

Debt Consolidation Loans

Simplify your finances by combining multiple high-interest debts into one manageable payment with a ZIPPY Cash personal loan.

Emergency Expense Loans

Our services

Emergency Expense Loans

Unexpected expenses can be stressful, but with a ZIPPY Cash emergency loan, you can get the funds you need quickly.

Flexible Loan Terms

Our services

Flexible Loan Terms

We offer flexible loan terms designed to fit your financial situation.

loan highlights

Smart borrowing made simple

Fast & Easy Application

Our online application is designed to be quick and simple, so you can apply for a loan from the comfort of your home. The process is streamlined to save you time and hassle.

Flat 10% APR

We offer a transparent and competitive *Annual Percentage Rate (APR) of 10%*. With a flat rate, you can be confident that there are no hidden fees or unexpected charges, making it easier to manage your budget.

Next-Day Funding

Once your loan is approved, we work quickly to get the funds to you. You can receive your money as soon as the *next business day*, allowing you to address your financial needs without delay.

Loans from $2,000 to $10,000

Whether you need a small loan for an unexpected bill or a larger amount for a major expense, ZIPPY Cash offers a range of loan amounts to suit your specific needs

Non-Traditional Lending

As a non-traditional lender, we focus on providing Accessible, flexible options with a straightforward experience.

loan process

How It Works: Our Simple Loan Process

Getting a personal loan from ZIPPY Cash is designed to be quick and stress-free. We’ve streamlined our process into three simple steps to get you the funds you need as fast as possible.

01

Apply Online

Fill out our simple and secure online application. The form is easy to complete and takes just a few minutes. We'll ask for some basic personal and financial information to help us understand your needs and provide you with the best possible loan solution.

02

Get Approved

Once you submit your application, our team will review it. Thanks to our efficient process, we can provide a quick decision. We'll let you know if you're approved and what your loan terms will be.

03

Receive Your Funds

After your loan is approved, the funds are sent to your bank account. With our next-day funding, you can receive your money as soon as the next business day, giving you immediate access to the cash you need.

Availability, amounts, APR, and timing vary by applicant and lender.

FAQs

Answers to common questions

Everything you need to know about getting a loan with ZIPPY Cash.

ZIPPY Cash provides a simple, secure way to request a personal loan online—designed to be fast, transparent, and accessible.

You can request a personal loan from $2,000 to $10,000, depending on your eligibility and the offer you select.

After approval and signing, funds can be deposited as soon as the next business day. Timing can vary by bank and verification.

We offer a flat 10% APR with transparent terms and no hidden fees.

Submitting the initial online request won’t impact your credit score. If you proceed with a final offer, a hard inquiry may be performed.

Typically, you must be 18+, have a regular source of income, a valid ID, and an active U.S. checking account.

We offer flexible installment terms tailored to your situation. Exact length and payment amounts depend on the loan amount and offer.

No prepayment penalties and no hidden fees. You can repay early to save on interest.

Common uses include debt consolidation, emergency expenses, home or auto costs, and major purchases.

Yes—your data is protected with industry-standard encryption and secure handling practices.
Start Your Request

Funding timelines and availability may vary.